BC Home Owner Mortgage and Equity Partnership Program

By |2020-11-10T17:36:16-08:00December 15th, 2016|Categories: Budget, Finance, Real Estate, Residential|

HMCF.CA is pleased to endorse the introduction of a new down payment assistance program from the BC government called the “BC Home Owner Mortgage and Equity Partnership Program”. It will enable first time home buyers to obtain down payment funds from the BC government to assist with the purchase of their first home. Specifically, under [...]

Kelowna Secondary Suites now conform easily.

By |2020-11-10T17:36:17-08:00December 7th, 2016|Categories: Budget, Finance, Real Estate, Residential|

It's official.  The City of Kelowna will no longer get excited about your illegal... I mean NON-CONFORMING basement suite. An excerpt from Kelowna.ca about the significant changes: "A secondary suite is a dwelling unit contained within a single family house, that has a kitchen, bathroom, living area and its own off-street parking stall. Recent [...]

Tesla unveils integrated Solar Roof Tiles ! #gamechanger

By |2020-11-10T17:36:17-08:00October 29th, 2016|Categories: Finance, Real Estate, Residential, Technology|

Yesterday, Tesla introduced an incredible update to their product line:  Powerwall 2 and Solar Roof Tiles! Elon claims for the long term that these durable glass tiles will outlast conventional roofing systems, while providing electricity to power your home. We have yet to see numbers showing the output of these bad boys, but logically one [...]

Starbucks Mobile Order & Pay Expands Across Canada March 15th

By |2020-11-10T17:36:17-08:00March 8th, 2016|Categories: Finance|

Looking forward to this! On March 15 2016 89% of Starbucks nationwide will offer mobile order and pay -  prior to arriving at the famous barista. So in one week’s time, you’ll soon be able to order ahead from your iPhone and bypass lines at your local Starbucks. If you haven’t been using this already [...]

This is why we all shop at Costco, and keep coming back.

By |2020-11-10T17:36:17-08:00March 7th, 2016|Categories: Budget, Finance|

Today I decided to grab lunch at Costco's food court (why the heck not; $6 chicken fingers with too many fries for anybodies good). I did what any typical costco "member" does:   Walk down the aisles, look at the great products priced reasonably and justify a large purchase for next visit!  Then, I stumbled [...]

How the new Property Transfer Tax (PTT) rules will affect your next home purchase.

By |2020-11-10T17:36:18-08:00February 17th, 2016|Categories: Budget, Finance, Real Estate|

Here is what we know. 1.      There are no changes to the first time home buyer exemption limits; 2.      All buyers (whether first time buyers or not) no longer pay PTT on purchases of NEW homes up to $750,000 in value; note the buyer must be a Canadian citizen or a [...]

Get 2GB Free Cloud Storage by Taking Google Drive Quick Security Check

By |2020-11-10T17:36:18-08:00February 9th, 2016|Categories: Finance, Smartphone, Technology|

Do you use gmail or an Android device? Or any of Google Drive's tools?  (Docs, Google Photos, Android etc.) Google takes privacy and security seriously.  To the point that they want to give you more free storage to make sure you stay on top of things! Google has brought back the reward of 2GB free Google [...]

Pace of House Price Inflation in Toronto and Vancouver to Return to Earth in 2016

By |2020-11-10T17:36:18-08:00January 25th, 2016|Categories: Budget, Finance, Real Estate|

Canada's residential real estate market showed strong growth in the fourth quarter of 2015, led by hot Vancouver and Toronto markets according to the Royal LePage House Price Survey and Market Survey Forecast released today. Looking forward to 2016, Royal LePage expects continued price increases in most markets, but not at the pace that has been the recent norm. Instead, the national [...]

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