Canadian Housing Market: Housing starts to remain stable in 2014 and 2015

By |2020-11-10T17:36:21-08:00April 2nd, 2014|Categories: Budget, Finance, Real Estate|

Overview Housing starts to remain stable in 2014 and 2015 2014 187,300 2015 184,900 MLS® sales to rebound in 2014 and increase slightly in 2015 2014 466,500 2015 474,700 *The outlook is subject to uncertainty. Although point forecasts are presented in this publication, CMHC also presents forecast ranges and risks where appropriate. The forecasts included in this document reflect information available as of January 22, 2014. *Multiple Listing Service® (MLS®) is a registered trademark owned by the Canadian [...]

Four steps to buying your first home

By |2020-11-10T17:36:21-08:00March 31st, 2014|Categories: Budget, Finance, Real Estate|

If this is the year in which you resolved to buy your first house, you're about to enter a period in your life that is both exciting and nerve-wracking. With so many factors to consider before you sign the dotted line, the financial experts from Desjardins Group have some tips and suggestions to help get [...]

Valuable Fraud Prevention Tips for Homebuyers and Homeowners: Part 2

By |2020-11-10T17:36:21-08:00March 30th, 2014|Categories: Finance|

March is Fraud Prevention Month. Canada Mortgage and Housing Corporation (CMHC) has consistently been a leader in the fight against mortgage fraud and offers the following tips to protect yourself against becoming a victim of mortgage fraud. What Can You do to Protect Yourself? Be an informed consumer! Be wary of anyone who approaches you [...]

The Truth about BMO’s 2.99 5 Year FIXED

By |2020-11-10T17:36:21-08:00March 29th, 2014|Categories: Finance, Real Estate|

BMO went National last night with their offer of a 5 year FIXED 2.99%. The lowest on record for the first quarter of 2014. People are raging of a modern "mortgage war". However, will other chartered banks come down to BMO's level of offerings? I say no, and here is why: You will see below [...]

Valuable Fraud Prevention Tips for Homebuyers and Homeowners: Part 1

By |2020-11-10T17:36:21-08:00March 26th, 2014|Categories: Finance, Real Estate|

March is Fraud Prevention Month. Canada Mortgage and Housing Corporation (CMHC) has consistently been a leader in the fight against mortgage fraud and offers the following tips to protect yourself against becoming a victim of mortgage fraud. Misrepresentation of Information Mortgage fraud occurs when someone deliberately misrepresents information in order to obtain mortgage financing that would [...]

Top five home renovations that increase property value

By |2014-03-25T02:11:51-07:00March 25th, 2014|Categories: Budget, Finance, Real Estate|

Looking to increase your homes property value? Here are five of the best renovations you can do to your home to increase property value. These five renovations can sometimes have a return on investment 5-6x what they cost. #5 Flooring Flooring is one of the most important aspects of your house. You will see an [...]

The Truly FREE Chequing Account at Valley First Credit Union

By |2020-11-10T17:36:22-08:00March 18th, 2014|Categories: Budget, Finance|

Can you have too many bank accounts? Maybe.... but what if they are truly free! Valley First Credit Union based in the Okanagan British Columbia offers a truly free personal chequing account.  And in fact if you click this link: https://refer.valleyfirst.com/DCepaDd and sign up online through that portal, you will get a 50$ prepaid Master Card!  Here [...]

Tips to improve your credit score

By |2020-11-10T17:36:22-08:00March 12th, 2014|Categories: Budget, Finance|

Your credit score or beacon is not the only information lenders take into account when approving a loan, but it is a big factor.  Here are tips to make sure you keep your credit score high and respectable: 1)  Pay your bills!!! You simply can NOT afford to procrastinate with your bills, pay them on [...]

The best and FREE way to organize your business cards. – Cardmunch

By |2020-11-10T17:36:22-08:00March 4th, 2014|Categories: Finance|

Did you know that 3 out of 4 business cards will end up in the garbage before even used once to contact you?! Not anymore, download the app  CardMunch by LinkedIn on the Android Play Store or the Apple store. Here is how it works: 1) Open the app and select the camera button at the [...]

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